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{"type":"standard","title":"Nonrecourse debt","displaytitle":"Nonrecourse debt","namespace":{"id":0,"text":""},"wikibase_item":"Q7049573","titles":{"canonical":"Nonrecourse_debt","normalized":"Nonrecourse debt","display":"Nonrecourse debt"},"pageid":2844943,"thumbnail":{"source":"https://upload.wikimedia.org/wikipedia/commons/thumb/c/cd/Government-Vedder-Highsmith-detail-1.jpeg/330px-Government-Vedder-Highsmith-detail-1.jpeg","width":320,"height":203},"originalimage":{"source":"https://upload.wikimedia.org/wikipedia/commons/c/cd/Government-Vedder-Highsmith-detail-1.jpeg","width":3696,"height":2343},"lang":"en","dir":"ltr","revision":"1257137642","tid":"72dfd2f2-a1bb-11ef-b504-b3a6058220d9","timestamp":"2024-11-13T12:33:13Z","description":"Debt that is secured by a pledge of collateral, without personal liability of the borrower","description_source":"local","content_urls":{"desktop":{"page":"https://en.wikipedia.org/wiki/Nonrecourse_debt","revisions":"https://en.wikipedia.org/wiki/Nonrecourse_debt?action=history","edit":"https://en.wikipedia.org/wiki/Nonrecourse_debt?action=edit","talk":"https://en.wikipedia.org/wiki/Talk:Nonrecourse_debt"},"mobile":{"page":"https://en.m.wikipedia.org/wiki/Nonrecourse_debt","revisions":"https://en.m.wikipedia.org/wiki/Special:History/Nonrecourse_debt","edit":"https://en.m.wikipedia.org/wiki/Nonrecourse_debt?action=edit","talk":"https://en.m.wikipedia.org/wiki/Talk:Nonrecourse_debt"}},"extract":"Nonrecourse debt or a nonrecourse loan is a secured loan (debt) that is secured by a pledge of collateral, typically real property, but for which the borrower is not personally liable. If the borrower defaults, the lender can seize and sell the collateral, but if the collateral sells for less than the debt, the lender cannot seek that deficiency balance from the borrower—its recovery is limited only to the value of the collateral. Thus, nonrecourse debt is typically limited to 50% or 60% loan-to-value ratios, so that the property itself provides \"overcollateralization\" of the loan.","extract_html":"
Nonrecourse debt or a nonrecourse loan is a secured loan (debt) that is secured by a pledge of collateral, typically real property, but for which the borrower is not personally liable. If the borrower defaults, the lender can seize and sell the collateral, but if the collateral sells for less than the debt, the lender cannot seek that deficiency balance from the borrower—its recovery is limited only to the value of the collateral. Thus, nonrecourse debt is typically limited to 50% or 60% loan-to-value ratios, so that the property itself provides \"overcollateralization\" of the loan.
"}{"fact":"Blue-eyed, white cats are often prone to deafness.","length":50}
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